Onboard PT-sUSDe-27NOV25 to FiRM

Based on all the risk factors identified, we of the RWG believe the following parameter recommendations to be appropriate for the PT-sUSDe-27NOV2025 market:

Parameter Recommended Value
Supply Ceiling 50,000,000 DOLA
Daily Borrow Limit 5,000,000 DOLA
Collateral Factor 91.5%
Liquidation Factor 100%
Liquidation Incentive 5%
Minimum Debt Amount 3,000 DOLA
Oracle Discount to NAV, r = 20%

Given the market timing and current liquidity for November PT tokens, DOLAs supplied to the market will initially be restricted, at the discretion of the Fed Chair, until the Pendle PT-sUSDe-27NOV2025 market reaches sufficient liquidity. As observed in several past instances, we expect liquidity to rotate in the coming days and weeks as September sUSDe PT reaches expiration. This approach balances conservative risk management during the market development phase with the flexibility to scale quickly and avoid governance delays that could impact competitive positioning against Morpho and Aave markets.

For a comprehensive analysis of our recommendations and identified risk factors, please review our previously authored PT-sUSDe-25SEP2025 Risk Assessment Addendum. Past risk assumptions still hold true, and, assuming the above proposal passes through governance, exposure to these will continue until expiration of the PT-sUSDe-27NOV25 market.