PAXG as FiRM Collateral & Gold-Pegged Stable on Monolith

PAXG as FiRM collateral

  • PAXG is backed 1:1 by gold, offering a stable store of value.

  • Could diversify Monolith’s collateral portfolio and attract users seeking commodity-backed exposure.

  • Challenge: If gold rises sharply, collateral ratios might trigger liquidations even when positions are strong in real terms.

2. Gold-pegged stablecoin

  • Provides a hedge against fiat inflation.

  • Edge case: rising gold could cause liquidations unless the system adjusts for price appreciation.

  • Possible solution: dynamic collateral ratios or special rules for commodity-backed assets.

Discussion:

  • Would the community support PAXG collateral or a gold-backed stable?

  • How can the protocol handle rising gold without unnecessary liquidations?

  • Other assets or mechanisms for stable, real-world value exposure?

My take:
PAXG as collateral seems like a smart diversification move, while a gold-backed stable could be attractive if the protocol carefully handles price appreciation. This could be a unique bridge between crypto and real-world value.

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